Which Microsoft 365 Listing to Buy: Personal, Family Admin, Upgrade or Business Basic

The quickest way to choose is by whose account ends up with the plan. If you want Office on the Microsoft account you already use, take the upgrade. If a separate login is fine, take a delivered account. If several people need Office, take a Family admin login and invite them.

On your own Microsoft account

Microsoft 365, 6 months, upgrade on your email ($14.99): you type your Microsoft email at checkout. It adds Office on up to five devices at once, 1 TB of OneDrive, ad-free Outlook and Defender. Check the address; the upgrade cannot be moved.

Delivered logins

• Microsoft 365 Personal, 1 year ($13.99): one person, desktop Office and 1 TB. Microsoft lists Personal at $99.99 a year.
• Microsoft 365 with 1 TB, 2 years ($21.99): two years, five devices signed in at once.
• Microsoft 365 Business Basic ($2.99): a user on a business tenant with a 50 GB mailbox, 1 TB OneDrive, Teams and Office on the web and mobile. No desktop apps, and you are not the admin.

Family admin logins

As admin you invite up to five people, each on their own Microsoft account with desktop Office and 1 TB. Terms: 1 month ($6.99), 8 months ($29.99) or 12 months ($26.99). On the 12-month login a tool renews the plan monthly, so the password and recovery email must stay as delivered.

Frequently asked questions

Which one includes desktop Word and Excel?

All of them except Business Basic, which runs Office in the browser and on mobile only.

Can I keep my own files and email?

Yes with the upgrade and with Family invites, because the plan lands on your own account. A delivered login is a separate account.